Terrorism Insurance Needed Now
United Brotherhood of Carpenters and Joiners of America
2002 Legislative Conference
The Hyatt Regency Capitol Hill
June 19, 2002
10:13 A.M. EDT
Well, Doug, I appreciate those kind remarks. I thought you were on Air Force
One because you wanted a free ride. (Laughter.) But I had a good visit with
Doug. I believe I'm a pretty good judge of character. And I appreciate this
man's character. I'll tell you why. First he said, we don't agree 100 percent
of the time. I remember my friend Bullock, who was the lieutenant governor of
Texas, Democrat lieutenant governor, when I was the governor of Texas. He said,
you know, if we agreed 100 percent of the time, one of us wouldn't be necessary.
(Laughter.) He's necessary. He's necessary in Washington, D.C., on behalf of
the working people. (Applause.)
He -- you know, in this town, sometimes people don't shoot straight with you.
They kind of come in and tell you something and then they leave, and you're
wondering what they said -- or if they said something, whether they mean it.
And Doug's a straight shooter. That's high on my list of the kind of people
I like to talk to and deal with.
The other thing I like about Doug is his vision for a better union means more
skills for those who are members of the union. You see, Doug understands that,
through education and training, you can enhance a man's or a woman's skills.
And that enables that person to more better realize their dreams. He understands
the vision of a union is not only to work for jobs, but to enhance the ability
of members within the union to improve their lives. And I appreciate that vision
of putting union members first. Doug, you're a good leader. You're a good leader.
And I want to congratulate you on opening up your new building last night, right
there on Capitol Hill. I bet it was pretty well built. (Laughter.)
AUDIENCE MEMBER: It's union.
THE PRESIDENT: Yes. And I appreciate the fact that you had Ted Kennedy and Elaine
Chao, the fine Secretary of Labor, there to open it up. It is a good sign of
-- (applause) -- it's a good sign as to how to -- how Washington ought to deal
I'd be the first to admit there's too much politics in this town. (Laughter.)
There's too much putting the party ahead of the country. And I'm a proud Republican;
many of you are probably proud Democrats. But first and foremost, we're all
proud Americans. (Applause.)
I also appreciate my friend, Congressman Rob Portman, for coming by this morning.
I appreciate Rob's energy and enthusiasm, and his drive.
I want to talk about the challenges America faces. I worry about our security.
I'm worried about our homeland security; I'm worried about our national security;
and I'm worried about economic security. And that's what I want to talk to you
First, let me talk about the homeland. I remind people that every morning I
go into the Oval Office -- and, by the way, it is a huge honor to walk in the
Oval Office. I'm never going to get tired of walking into this beautiful office
that we have built for our Presidents. It's an honor that -- it's hard for me
to describe how -- what an honor it is. But I walk in there. That's, by the
way, after I get the First Lady some coffee every morning. (Laughter.) I don't
want to put any pressure on you guys, but -- (laughter) -- the President does
get to set the example. (Laughter.) Then take the dogs out, Spot and Barney.
Spot was born in the White House in 1989 when my Dad and Mother were up here,
so she's quite comfortable with the surroundings. Barney's new, kind of a young
fellow, so he doesn't get to go in the Oval Office, though, in the mornings.
We just put a new rug in there. (Laughter.)
At any rate, I read threat assessments on the country. I sit at this magnificent
desk, a desk, by the way, that Theodore Roosevelt used and Franklin Roosevelt
used and John Kennedy used and Ronald Reagan used, and I read threat assessments.
The sun's coming up and the first thing I do is open up a book that says, here's
what the potential threats are to our country. It reminds me on a daily basis
my most important job is to defend the homeland, to protect innocent Americans
from the deaths of the killers. (Applause.)
People say -- a lot of young people say, well, why America? Why would anybody
want to come after us? Why would anybody want to fight a war with this nation?
And the answer is because we love freedom. That's why. And they hate freedom.
We love the idea of people being able to worship freely in America. We love
the idea of people being able to come to our country and realize dreams. We
love the idea of people having free -- being able to freely debate issues. We
love freedom, and these cold-blooded killers hate freedom. And that's why they
want to come and hurt America. And we are not going to let them. (Applause.)
I say we're not going to let them -- we're going to do everything in our power.
And one of my points I want to make to you today is that we are focused, and
we are buttoning up this homeland as securely as we can make it.
I proposed a new Cabinet department. I want to explain quickly why I did so.
There are over 100 agencies involved with homeland defense, and they're scattered
all throughout Washington. It makes it difficult to do a job if you're trying
to chase down 100 different agencies, because they're in different departments.
The Coast Guard is in the Transportation Department -- and that's fine, except
for the fact that there's a new world in America where our number one priority
is to protect the homeland, and the job of the Transportation Department is
not homeland security.
Or take the Customs Department. Customs is an important agency to protect the
homeland; it's part of understanding what's coming into our country, and whether
we want it in our country or not. And yet, it's a part of the Treasury Department.
The Treasury Department is not responsible for homeland security.
What we need to do is to bring these agencies under one Cabinet Secretary, organize
it so that information flows freely, organize it so there's responsibility and
authority so we can have accountability, and help change cultures in agencies
to the primary responsibility of the day, which is to protect the American homeland.
And so I've asked Congress to do this.
Now, I understand it's going to be a difficult task -- first, I appreciate the
response of both Republicans and Democrats. And that's good. It's going to be
a little difficult, because there is a tendency on Capitol Hill for people to
what they call protect their turf. In other words, if you've got responsibility
over funding one agency and that agency is going to be moved away from you,
you might be somewhat resistant. And what I'd like to do is to call upon Congress
-- and I hope you do, as well -- to think first and foremost about how best
to protect the homeland, not how best to protect their political turf. And I
think it's going to happen. I do. And I think it's going to be able to make
us -- enable us to do our job in better fashion.
Along those same lines, the FBI and CIA are thinking differently. And as we
have seen, they needed to think differently about how to better coordinate information,
about how to understand the new threats that face us in the 21st century.
You see, a lot of Washington was all geared up for the old days of war where,
you know, tanks would be moving across battlefields or army platoons would be
going here. And now we're facing a new kind of enemy. These guys are killers.
I mean, they're international killers. They're -- these are the kind of people
that are secretive and they're plenty smart. It doesn't require a lot of money
for them to operate. They send youngsters to their death and they hide in a
cave. That's how they think. And we've got to match those threats with a new
way of thinking, which means we've got to do a better job of collecting and
When I first -- the man I named, Mueller, Bob Mueller, who's the head of the
FBI, came to work one week before September the 11th. And I told him in one
of my first meetings right after September 11th, we've got a new world, and
while the job of the FBI is to chase down criminals and arrest them -- you still
have that job -- your most important job now is to prevent, is to run down every
possible lead. If you get a hint that somebody's fixing to do something to America,
you and your agents need to run them down. We need to know. We need to know
who's coming into the country and why they're coming in; we need to know if
they're leaving the country when they're supposed to be leaving the country.
We need you running down every single hint.
And we want you, the CIA, to continue to gather information outside of the country.
But make sure, if you've got a relevant piece of information, to share it with
the FBI. The number one priority of this government is to button up our homeland
so that the American people can go about their lives without fearful -- without
fear of another attack from one of these killers. And we're making progress.
And I want to appreciate those on the front line, the police and fire, on the
front line for working hard. (Applause.)
But the best way to secure the homeland -- you need to know just how I think
-- the best way to secure our homeland is to run these killers down one by one
and bring them to justice, which is precisely what we will do, so long as I
am the President of the United States. (Applause.)
It is not an easy task because, as I just described, the nature of the enemy
is different than we're used to. You know, I can't imagine what was going through
their minds when they attacked America. I guess, and assume, that they thought
we were so weak, so feeble, so self-absorbed, so materialistic, that after September
the 11th we might file a lawsuit or two.
But they found out America thinks differently. And they're finding out we've
got a fabulous military. Now, the budget I submitted, the defense budget I submitted
-- (applause) -- you've probably heard about this defense budget, and it is
big, there's no question about it. And I'll tell you why. First of all, my attitude
is anytime we commit one of our youngsters into battle or into harm's way, they
deserve the best training, the best equipment, the best pay possible. (Applause.)
And for those of you with relatives in the military, I want you to thank them
on behalf of their Commander-in-Chief and a grateful country, and need to know
they're going to be strongly supported here in Washington, D.C.
And the second reason why the defense increase is large and significant is because
this is -- this war is going to take a while to win. This is -- just because
we've routed the Taliban in Afghanistan doesn't mean the war has ended. We have
got a long way to go to secure the homeland, to defend freedom, and to defeat
this enemy. And it's important for the American people to understand that.
You know, sometimes there's kind of a sense that, well, so-and-so was captured
and, therefore, this deal is over. That's just not the way it is. The war on
terror is going to take a while. The good news for us, and the bad news for
the enemy, is the American people are united, are patient, are resolved to win
this war. They understand the stakes, and so do I.
It's important for our country to send a very clear signal that we're in this
for the long run, and that's what the budget does. It says there's no time,
there's not a calendar on my desk that I flip and say, okay, it's over, you
know, it's time to quit. No, it's time to quit when the homeland is secure.
And we're making progress, we really are. I mentioned the fact that we routed
out the Taliban. These people were barbaric people who wouldn't even let young
girls go to school. And so I can safely say to the youngsters here that your
country went into Afghanistan not to conquer people, but to liberate people,
to give them freedom. To give people a chance to express their will. To give
young girls a chance to go to school. To give women a chance to participate
No, we're tough when we need to be tough. But we also uphold values as we fight
this war on terror, values that will not be compromised.
The war on terror is bigger than just a person or a network. The war on terror
is to address the threats that will face our children in the future. And there's
a major threat, and that is the threat of weapons of mass destruction in the
hands of regimes that are run by leaders that hate freedom. There's a major
threat that an al Qaeda-type organization could mate up with one of those countries
that I labeled "axis of evil", and therefore, have the capacity to
have a ballistic missile threat that could conceivably allow them to blackmail
freedom-loving countries into inaction. And we've got to deal with that threat.
I'm a patient man. We use all tools at our disposal. But for the good of our
children, and for the good of freedom, we must not allow the world's worst regimes
to threaten us and our friends and allies with the world's worst weapons. (Applause.)
And so I spend time making sure this coalition of freedom-loving countries is
strong. And they're kind of looking at the United States, and if I blink, it's
likely they'll go to sleep. So we've got to stay strong and determined to lead
-- to lead the world to defend our freedoms, and I'll do just that. I can assure
you of that. I feel it.
And I also believe it's important for the President of the United States to
speak plainly, to speak his heart. And I believe this is a struggle of good
versus evil. And I don't mind calling evil by its name. And you know what's
going to happen? Good will overcome evil with the leadership of the United States,
and we're going to provide that leadership. (Applause.)
I'm also worried about the economic security of our country. This is a town
where they like to talk statistics, and that's all right. You know, good employment
for some of the numbers crunchers. But behind every number, there's a story.
And my attitude is, so long as somebody who wants to work can't find work, we've
got a problem and we need to deal with it. And we need to figure out how to
Doug and I spent a lot of time talking about job expansion. What can the federal
government do to create more paying jobs for people. How do we make sure the
economy is vibrant so people can find work? That's my concern. And we've talked
about a lot of issues. I happen to believe letting people keep more of their
hard-earned dollars is a good way to create economic activity. I believe that
there is a proper role for the federal government, but there's also a recognition
that when you put more money in a woman's or man's pockets, they spend it. And
when they spend it, they demand something. And when they demand something, somebody
builds it for them.
And so this tax cut that we passed came at the right time in American history.
It needs to be a permanent part of the tax code so people can plan. You see,
I believe the more money a person has -- has in his or her pockets, the more
likely it is they're going to be able to realize their dreams. Tax relief was
the right thing to do.
And so is passing this terrorist insurance bill. And I want to thank you all
and your leadership for working with us to get Congress to act, to provide terrorism
insurance so that some of these big building projects can go forward in America.
It's an incredibly important piece of legislation. And Doug has been on the
front lines of working with both Republicans and Democrats.
And it's a problem. And let me give you some examples. This guy Dave Creamer,
who is the Chairman and CEO of GMAC Commercial Mortgage -- they're the lenders.
People have got to borrow money to build these big projects. He's turned down
more than a billion dollars of new loans this year because projects were not
insured against acts of terror. To me, that's a problem we've got to address.
If the concern is more jobs, and people aren't lending money because there is
no insurance against acts of terror, Congress needs to deal with it.
He also reports that loans are not limited to projects in New York or Los Angeles
or Chicago, the big cities; they're nationwide. And you know that as well as
I know that.
There's a guy who's trying to build an apartment complex. He's not going to
get -- he's not going to get funding for an apartment complex in the Washington/Baltimore
area, a $50-million complex that would require -- that would allow for 250 construction
jobs for three years, because he can't get a loan, because he can't get the
And so they're working on a bill. The House passed one, the Senate passed one.
They need to get it to conference, and they need to get it to my desk as quickly
as possible. And the bill has got to make sure that insurance companies remain
engaged in covering terrorism losses -- that the government will help, but not
help all the way. And they've got to make sure that this bill doesn't open up
all kinds of lawsuits. What we're interested in is job creation, not lawsuit
creation. We've got plenty of lawsuits all around America as it is. (Applause.)
And so it's a -- I spend time thinking about jobs. And Doug and I talk about
it; we talked about an energy bill. He supported the energy bill. I support
the energy bill for two reasons: one, it will help jobs. The more infrastructure
we build in America, the more jobs there will be. Two, I don't particularly
care for the fact that we get a lot of our energy from overseas. Over 50 percent
of our energy comes from overseas, and some of the suppliers aren't real friendly
to America. For the good of economic security, and for the good of national
security, we need a sound energy policy here in America. (Applause.)
I was impressed by -- Doug mentioned Ground Zero. It was an honor to go there
that day. And I know that you all join me, if you're not from New York, in expressing
our appreciation to the Union Local 79 for their hard work in cleaning up Ground
Zero. It was an unbelievable feat of dedication and hard work and focus.
Jeff Zelli said, "We can rebuild now. We're on our feet already, and we're
going to build something beautiful." That was his comment, the head of
Union Local 79. That's how I feel. You know, we're on our feet, and we can rebuild
You see, I believe out of the evil done to America can come incredible good.
(Applause.) I believe if we're strong, we can achieve peace. And that's what
I want. We fight for peace. We not only fight to defend our country, and defend
liberty, and the values that we love, we yearn for peace. That's what -- we
want our kids to grow up in a peaceful world.
But I also believe here at home that there's going to be some good that comes
out of the evil, starting with the fact that more of us understand the need
to love a neighbor just like we'd like to be loved ourself; that if you're interested
in fighting evil, you can do so by doing some good -- by mentoring a child,
by going to a shut-in's house and say, what can I do to help you? You see, it's
those small acts of kindness that really end up defining the true character
of this country.
I also believe that the culture is changing in America, from one that has said,
if it feels good, just go ahead and do it, and if you've got a problem, blame
somebody else -- to a culture in which each of us understands we're responsible
for decisions we make in life.
If you're a mom or a dad, you're responsible for loving your child with all
your heart and all your soul. If you're a good citizen in this country, you're
responsible for helping a neighbor in need, mentoring a child, extending a hand
of kindness and compassion to somebody. If you run a corporation in America,
you're responsible for telling the truth on the assets and liabilities on your
balance sheet. (Applause.)
I see it in the country where this is taking place. It's a change for the better.
I went to Ohio State University and gave the graduation speech last Friday;
70 percent of the graduating class at one time during their career at Ohio State
had volunteered to help somebody in need. There's an ethic which I hope is coming
into the hearts and souls of the country that says we're responsible for this
And perhaps that example was best shown us all on Flight 93. I want you to think
about that moment: People flying across the country; they realized the plane
they were on was going to be used as a weapon; they told their loved ones they
loved them; they said a prayer. They said, "Let's roll," and served
something greater than themselves in life.
I believe that out of the evil done to America will come incredible good. The
world is going to be more peaceful, America will be more secure. And millions
of Americans understand that serving something greater than yourself in life
is an important part of having a full life.
It is my honor to come and visit with you all. You're citizens, as you know,
of the greatest country on the face of the Earth. And I'm sure proud to be the
President of the greatest country on the face of the Earth.
And now it is my special privilege to declare that this conference of the United
Brotherhood of Carpenters and Joiners is officially adjourned.
God bless you all and God bless America. (Applause.)